How it Works

Three Simple Steps To Get Your Asset Earning

No red tape. No bank runarounds. Just straightforward asset funding built for hardworking Australian operators.

01. Pick Your Asset

Choose any commercial vehicle, truck, or machine on wheels or tracks with a VIN or Serial Number (valued between $15k and $150k). Source from licensed dealers or private sellers across Australia.

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02. Fast 24–48 Hr Approval

Have a quick chat with our team and submit a simple application. No mile-long paperwork or invasive audits. We assess the earning capacity of the asset and your business, approving most deals within 24 to 48 hours.

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03. Put It To Work & Earn

We pay the seller directly or release funds for your capital raise. You take immediate delivery, install the standard GPS safety tracker, generate daily revenue, and buy it out whenever suits your cash flow.

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Complete Asset Solutions Tailored ToYour Cash Flow

Whether purchasing new machinery, funding private deals, or releasing equity from existing assets, Nova provides flexible, practical funding.

TALK TO OUR SPECIALISTS

We buy the vehicle or machine upfront from any dealer or private seller and rent it back to you with fixed, predictable weekly payments. Use it from day one, build equity, and purchase outright when ready.

Sale & Rent-Back

Already own machinery outright? Unlock substantial working capital by selling your existing assets to Nova while retaining full, uninterrupted operational use of the equipment on an affordable rental plan.

Partner & Broker Solutions

We work hand-in-hand with finance brokers, accountants, and equipment dealerships across Australia to get challenging deals across the line when primary tier lenders decline.

Have Any Questions? We're Ready To Help

Standard agreement terms are 4 years, with funding amounts ranging between $15,000 and $150,000 per asset. However, you maintain the flexibility to buy out the asset outright at any time during your agreement.

Any commercial asset on wheels or tracks with a valid Serial Number or VIN qualifies. This includes utes, vans, trucks, prime movers, trailers, excavators, skid steers, backhoes, bulldozers, and forklifts.

Yes! Agriculture, farming, and mining machinery on wheels or tracks with serial numbers are fully eligible under our rental programs.

No. There is no strict maximum asset age; age is assessed on a case-by-case basis because well-built machinery retains strong earning value. We prefer 2 years in business, but we frequently approve newer businesses and new ABNs with demonstrated industry experience.

Yes, absolutely. Unlike rigid bank leases, Nova gives you total control: you can buy out the asset early at any time during the term, continue renting, or return the equipment once your term ends.

We Back Real Aussie Businesses When Traditional Banks Say No

Banks approve the perfect; we approve the profitable. If the machinery or vehicle generates revenue for your business, we can approve your funding even with past credit setbacks, a young ABN, or equipment older than 5 years.

No Property Security Required

We don’t hold mortgages or property security over your head. The funding is tied directly to the asset, leaving your personal assets safe.

Buy Out Early Anytime

You aren’t trapped. You have total flexibility to purchase the asset outright at any stage during the term, continue renting, or upgrade as your business expands.

Years Proven SME Funding Experience
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Asset Value Range Covered
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Focused On Aussie SME Cash Flow
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